Accepting Applications
⚡ Fast Closing · No Income Docs Required

Cash Out Refinance for
Investment Property

Unlock up to 80% of your property's value — fast. No personal income verification. No tax returns. Close in as few as 14 days.

✓Up to 80% LTV
✓No Income Verification
✓Close in 14 Days
✓LLC Closing OK
✓680+ FICO
✓Loans Up to $5M
★★★★★
Trusted by 12,897+ real estate investors nationwide
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🏦
Residential & Commercial
🇺🇸
All 50 States
🌍
Foreign Investors OK
⚡
Close in 14 Days
📋
No Tax Returns Required
80%
Max LTV Cash Out
14
Day Closing Possible
$5M
Max Loan Amount
680
Min FICO Score
12K+
Investors Served
Is Your Property Eligible?

We Lend on Nearly Every
Investment Property Type

From single-family rentals to shopping centers — if it generates income, we can likely help you cash out.

🏠
Single Family RentalsCondos, SFR, townhomes for long or short-term rental income.
🏘️
2-4 Unit ResidentialDuplexes, triplexes, quadplexes — qualify on rental income.
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Multi-Family 5+ UnitsApartment buildings, mixed-use and larger residential portfolios.
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Retail & CommercialOffice buildings, retail strips, warehouses and self-storage.
🏗️
Renovation PropertiesEven mid-rehab — flexible solutions for properties under renovation.
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Portfolio Blanket LoansOwn 5+ rentals? Bundle them into one blanket loan.
How It Works

Three Steps to Your Cash-Out Funds

No long bank process. No W2s. No headaches. Fast financing built for real estate investors.

1
Apply

Fill out our simple online form. One application, zero cost, zero obligation.

Takes under 60 seconds
No credit pull to start
Immediate response
2
Strategize

We match your property to the best cash-out program from our lender network.

Personalized rate options
DSCR and non-DSCR programs
30-year fixed available
3
Fund

We handle the paperwork. You get your cash and move on to your next deal.

Close under LLC or Corp
As fast as 14 days
Funds wired directly
Real Investor Experiences

What Our Clients Say

★★★★★
"One of the smoothest transactions I've ever experienced. Closing costs were almost half compared to other lenders I considered."
RG
Robert G.
Los Angeles, CA
★★★★★
"I did my homework comparing rates — they're top-notch. If you're looking to refinance an investment property, ExpressLends really stands out."
TJ
Terrence J.
Roosevelt, NY
★★★★★
"Refinanced my four-unit and the process was outstandingly smooth. Quick, efficient, and the rate was very favorable with minimal costs."
ET
Elena T.
West Palm Beach, FL
Common Questions

Cash Out Refinance for
Investment Property FAQ

How much can I cash out on my investment property?▾
Up to 80% of your property's current appraised value. This applies to residential rentals, multi-family, and commercial real estate.
Do I need to verify my personal income?▾
No. Our programs use the property's rental income to qualify — not your W2 or tax returns. As long as rental income covers the mortgage, you qualify.
Can I close under an LLC or Corporation?▾
Yes. We support closing under LLCs and corporations — a key advantage for investors who hold properties in business entities.
What is the minimum credit score?▾
Most programs require a minimum FICO of 660-680. These are investor-focused guidelines, not conventional lending standards.
Can I refinance a property under renovation?▾
Yes. We offer flexible solutions for properties mid-rehab, including cash-out options with rehab funds built in.
How fast can I close?▾
As fast as 14 days in some cases. Typical timelines are 30-45 days depending on property type and documentation.
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